NO GREAT EXPECTATIONS FROM THE WHITE HOUSE ALL EYE'S ON PERSONAL IMPACT



Forget about any politicians looking out for American citizens.  All eye's on the disastrous casualties of greed and power mongering politicians in the House.
Whether you are a far left fool or a far right dreamer, we simply cannot afford the rhetoric and overspending from any political parties

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When in doubt.  Read between the lines. 

Since our existence this country has done much more than succeed over any other lands on earth.

By first understanding the people have the power over our government and their duties where only to protect our freedoms and who we are as Americans.

Everyone on earth had respect and was drawn to the opportunism given here in the United States.  That is, Before the newly induced dark days of Liberalism had been intravenously fed in our veins by this poison injecting administration.

When in doubt, read true history of why America become the center of success. 

The questions is.  Why would American voters rush to push for this inexperienced Liberal to run this country so that he and his cronies can run it to the ground and blame it on the past administration to then glorify Socialism with scare tactics in which is important to people in America pertaining to our health care.

In order to rule the mass, you must first burn the house down!  Meaning, by this government spending more and sucking out more taxes to those who actually still have a job, but thinning rather rapidly,  grows people who are unemployed for the appetite of government aiding.

What happens next?  Complete Government Take Over! 

This means to you folks who think it is cool to have this guy as your leader  – our freedoms abolished. We become a puppet to the dictator.

Just like in other dictatorships, success would be regulated and measured only by the government.

Hence places like Cuba, Soviet Union, North Korea, Burma, China, Zimbabwe, Saudi Arabia,  Sudan, Swaziland and Turkmenistan just to name a few.

Truly…. Wake Up America…. Your kids and their kids future is looking grim if we let these politicians change our way of life. 

Say NO to Obamacare and any other overspending by BOTH parties!!!! Before you say that I am over stating,  why not ask Barack Obama and Harry Reid and their families to also be included in the “Obamacare System.”

Let’s have every politicians who is pushing this agenda onto us to first apply themselves and their families on it and see the results of quality they will receive.

Trust me, I know people who have social medicine in their countries – the results are not good, not good at all.  From long lines to get help to not enough beds or medicine to distribute to all in need.  

USAA MORTGAGE GREED LACKS CUSTOMER CARE AND SERVICES

For those of you who are hit hard by this economy you know how tough it is to get any bank(s) to even look into lending you a mortgage loan or refinance.
Try getting a loan with false credit reporting or unfair responsibilities to a loan you no longer have.

Let me explain my experience with USAA Mortgages.

With many things that makes a marriage hard to coup with, it places a thorn between the couple and some of us had to make a tough decision to separate, because things became too complicated to adjust.
Back in 2008 my wife and I had filed for a divorce.
During our fourteen years of marriage as you can imagine we built up a lot of debt. 
Thus, forcing us to file for a bankruptcy Chapter 7 after the marriage was dissolved.

On my side, I filed and included the home we lived in along with the "quit-claim" note sent to USAA Mortgages and Citibank.
However, my ex-wife decided on her own to hold onto the house and took on the loan(s) on her own.
With my good faith, I been paying her child support for my son living, what she claimed with her most of the time.

Under the impression of my lawyer, it would take three years after my Chapter 7 had been discharged I would be able to inquire a new mortgage loan to finally try to buy a home. Today it's been 4 years that passed.
Surprisingly after finding a nice modest home here in the Sarasota area, I inquired a pre-approved loan.
Needless to say, through a bank that I tried to inquire a loan from had contacted me and said I have a descent credit score which would able me to qualify for a loan including my length of employment, HOWEVER, it is being reported to all three major credit bureaus that I still have an opened $47,899.00 mortgage loan under my name from USAA Mortgages!
I quickly contacted USAA Mortgages and spent almost a half a day trying to get to the right guy to tell me, there's nothing he can do!  I spoke to (not over exaggerating) 7 people before this representative had given no good incite at all.

Therefore, I was upset to know I am still being part responsible for a loan I thought after all these years I was erased from is still being tacked on my name!
My ex-wife had tried to negotiate many different terms with them to find USAA were not going to budge.
She went to the local media, The Sarasota Herald Tribune and had an article two pages long on her ordeal with this uncaring American Bank.

After a while, she was forced to file for a short sale on the home, the other banks dissolved the loans she had and USAA continued to bully her for payments.
Let's face it folks.  With this economy, there's no doubt that the value of the home had a tremendous lose.
Leaving her with a total upside down in value home.
So, after a few months later of that same article had hit the homes of many readers. USAA decided to renegotiate some terms. To lower her loan to a settlement of $51,163.00 since, she had made 17 payments now at $47,358.00.  (as reported to the credit bureaus).

Leaving me locked out to any financing at all. This leaves me at the mercy of my ex-wife to payoff that existing loan, which I never knew my name was still involve with it and a huge greedy bank called USAA to keep me from moving on.  After my child support and my car loan, rent and other expenses, I would not be able to help her to pay off that particular loan.. I was without willing to move back in with my parents.

I don't know about other fellows think at my age of 49, but to feel the guilt, worthless and degrading deep routed feelings to move back in with parents with little or no privacy at all is beyond my goals.

Heck, these days I cannot even go back out to rent, and if I found a place to rent again, regardless of my credit reporting, it would cost more than to own a home! (period)

I feel that all this would of been prevented if only USAA Mortgages would grow a heart for people in trouble and see the real issues!  Divorces are unfortunate events in our lives as it is.

Institutions like this are indeed insured for such things even when there are loss. I'm sure USAA get a descent kick-back from our government.  It's all about GREED, no doubt.

Francesco N. Cece